Wharf Road, Bolinas

Applications are now closed.

Thank you for your interest in the homes at 31 Wharf Road in Bolinas. The application period closed at 5:00pm on Wednesday, July 1, 2026. The virtual lottery was held on Thursday, July 9, 2026 to determine the order in which applications are reviewed. The results are listed below:

Lottery Results for 31 Wharf Road

1	00024607
2	00024469
3	00024530
4	00024497
5	00024509
6	00024544
7	00024588
8	00024433
9	00024566
10	00024562
11	00024435
12	00024558
13	00024542
14	00024431
15	00024467
16	00024621
17	00024605
18	00024528
19	00024568
20	00024517
21	00024525
22	00024489
23	00024534
24	00024419
25	00024556
26	00024441
27	00024487
28	00024463
29	00024427
30	00024597
31	00024521
32	00024493
33	00024481

34	00024471
35	00024617
36	00024417
37	00024475
38	00024437
39	00024499
40	00024578
41	00024451
42	00024425
43	00024465
44	00024459
45	00024485
46	00024491
47	00024609
48	00024513
49	00024447
50	00024564
51	00024570
52	00024495
53	00024439
54	00024560
55	00024407
56	00024421
57	00024519
58	00024580
59	00024479
60	00024505
61	00024413
62	00024507
63	00024603
64	00024619
65	00024572
66	00024403

67	00024593
68	00024536
69	00024423
70	00024586
71	00024601
72	00024461
73	00024613
74	00024443
75	00024415
76	00024453
77	00024595
78	00024503
79	00024409
80	00024550
81	00024552
82	00024532
83	00024540
84	00024457
85	00024473
86	00024405
87	00024611
88	00024515
89	00024574
90	00024615
91	00024501
92	00024445
93	00024429
94	00024511
95	00024584
96	00024411
97	00024548
98	00024523
99	00024590

About the Homes Located at 31 Wharf Road

In partnership with Bolinas Community Land Trust (BCLT), we are building 8 new, affordable homes on Wharf Road in Bolinas. Borrower and household gross earnings must be between 60-80% of Marin County’s Area Median Income (AMI). Two units will be for borrowers and households whose income is at least 60% of the AMI but no greater than 65%. This will provide homeownership opportunities for first time home buyers. You can read more about the origins of the partnership and the project in our joint press release.

BCLT will retain ownership of the land in perpetuity through their community land trust model, ensuring long-term affordability and community control. In addition to the 8 new homes, BCLT’s permanent headquarters will also be located onsite so they can remain easily accessible and closely connected to the community they serve.

The homes feature:

Six three-bedroom units and two two-bedroom units
Average of 900 square feet
On-site parking
Dishwasher, washer, dryer, oven/stove, and refrigerator
Images below represent interior finishes similar to those that will be featured in these homes:

The Application Process

As a fair housing lender, we follow strict regulations to ensure a fair and equitable application and selection process. We’ve outlined the main steps below:

Step 1

Application

Submit your screening form online. (It is highly recommended to attend an information session prior to doing so).

Step 2

Selection

We use a randomized lottery process to determine the order in which applications are processed.

Step 3

Qualification

You provide a full application, and we look at your income, credit and other requirements to determine if you qualify.

Step 4

Sweat Equity

Once your household has been selected, it’s time to put in 500 hours of sweat equity.

Step 5

Escrow Closing

One last income, credit and requirements review to requalify you for your loan and start the escrow process.

Step 6

Move in!

Enjoy the security and stability that comes with owning your own home.

Get in touchPlease reach out to our team with any questions:homeownership@habitatgsf.org(415) 625-1041

FAQs

What is happening at 31 Wharf?

The Bolinas Community Land Trust and Habitat for Humanity Greater San Francisco have teamed up to build eight new affordable homes all designed with long-term affordability in mind.

The eight homes at 31 Wharf will be newly constructed units.

The project includes robust community engagement with a focus on building trust through transparent outreach and a clear, open homeowner selection process.
Our outreach plans prioritize early and ongoing engagement with local leaders, stakeholders, and community-based organizations.
While we’ll market in a very targeted way we expect most interest and success to come from families who live, work, or have roots in West Marin.

From the start, this project has been designed to serve working families in West Marin. Outreach and marketing will be targeted to households in West Marin and those least likely to apply.

When is this project starting and ending and what can the community expect?

Construction started in late January 2026 and is expected to take approximately 16-18 months to complete.
We will do our best to minimize disruptions and share information in advance. Construction hours will typically be Monday through Friday, 7:00 a.m. to 5:00 p.m. Some Saturday work may occur, especially during volunteer build days.
There may be typical construction noise and occasional impacts to local traffic and access due to construction activity. Habitat and its subcontractors work hard to be responsive and resolve any issues in a timely way.
We welcome feedback throughout the process and will do our best to adjust whenever possible. Our goal is to complete the project safely and as quickly as possible while meeting the highest standards for construction.

Who will purchase the homes?

These eight units will be offered for sale to low–income, qualified, first-time homebuyers earning between 60-80% of Marin County’s Area Median Income (AMI). Two of the eight units will be for households whose income is no greater than 65% AMI and borrower income is at least 60%.
Housing payments on the homes are capped at up to 30% of gross household income and include such costs as mortgage repayment, utilities, taxes and insurance.
All homebuyers need to meet the qualifications at the time they submit their application to be considered.

What benefit does this offer Bolinas?

This project is an incredible opportunity to help fight displacement and address the growing housing crisis across West Marin.
The average home price in Bolinas is nearly $1.75M, which means homeownership has become increasingly out of reach for many households.
The project at 31 Wharf will provide eight households with lasting housing security, the ability to build equity, and have a long-term future contributing to the community in Bolinas.
Families who own their homes have better health outcomes, their children perform better in school, and they are more involved in their communities.
Housing payments on the homes are capped at up to 30% of gross household income, including such costs as mortgage, utilities, taxes and insurance.

How do you ensure a fair process?

As a fair housing lender, we are required to follow strict state and federal regulations, including county-specific income requirements set by the California Department of Housing and Community Development.
These requirements help ensure that the selection process is fair and equitable for everyone.
Interested homebuyers fill out an application and are entered into a pool. Once the deadline for application closes, we conduct a randomized selection process, also known as a lottery.
The lottery simply establishes the order in which each application is reviewed.
If an application is reviewed and does not meet all of the necessary requirements, we move on to the next application based on the order previously determined by the lottery.
The basis for a household’s selection is their level of need for better housing, their willingness to partner with us and work alongside volunteers, and their ability to pay an affordable mortgage.

How does Habitat Greater San Francisco support homeowners?

Habitat serves as the mortgage lender, offering affordable mortgages and walking alongside homeowners as true partners throughout the process.
We’re committed to supporting first-time homebuyers from application through move-in and beyond.
All Habitat homeowners receive a one-year warranty covering the fit and finish of their home, ensuring a smooth transition into homeownership.

Is Habitat Greater San Francisco involving any local companies or tradespeople in this project?

Yes, we are always looking for opportunities to partner with local companies and tradespeople throughout the Bay Area.
First and foremost, the Bolinas Community Land Trust is a key partner on the project and the landowner of the site.
The homes themselves were designed by John Lum Architects. John Lum is a Bolinas resident.
The general contractor has deep experience building in Marin. The company is Midstate Construction based in Petaluma.
We will continue to look for opportunities to partner with additional local companies as the project progresses.

How can I support this project?

Every contribution, whether financial or hands-on, helps make affordable homeownership a reality. We welcome community members to join us during volunteer build days or contribute to help fund this work.
One of the most powerful ways to support us is by spreading the word. Become a positive ambassador for the project. Share information with friends and neighbors and help us build local understanding and support for affordable housing.
If you’re curious about Habitat’s mission or want to explore other ways to get involved, reach out. We’d love to talk and find ways to get you involved.

What are we doing to support aspiring homeowners?

Our Homebuyer Readiness Program helps prospective homebuyers learn what they need to know to prepare to apply to purchase a Habitat home. It also serves as an important resource with referrals and resources for all attendees.
We will be hosting information sessions for 31 Wharf Road once applications are open. Sessions will be held virtually via Zoom on weeknights and weekends in Spanish and English. Those interested in applying for the homes are strongly encouraged to attend.
It includes clear and transparent information about the qualification criteria and what the process entails.

We also encourage anyone with questions to reach out to us directly.