Habitat for Humanity Greater San Francisco builds 100% affordable homes for working families earning between 50-120% AMI in San Francisco, San Mateo and Marin counties. Learn more below about the details of our program.
To get in touch regarding homeownership or to make an appointment please email: HDDIntake@Habitatgsf.org or call 415 625 1041.
Habitat for Humanity Greater San Francisco sells affordable homes to low-income households within San Mateo, San Francisco, and Marin Counties. Approved homeowners qualify for a monthly housing payment (mortgage, property tax, insurance, HOA fee—if applicable) equal to 30% of their gross monthly income. Since 1989, we have built over 300 homes within our tri-county area. We only have applications available when homes are available and we do not have a waitlist. Read below for more details of application criteria and fill out the interest form to be notified when new homes become available.
| Number of persons in household | 3 | 4 | 5 | 6 | 7 | 8 |
| Minimum Income | $83,900 | $93,200 | $100,700 | $108,150 | $115,600 | $123,050 |
| Maximum Income | $134,200 | $149,100 | $161,050 | $173,000 | $184,900 | $196,850 |
Attend Application Information Meeting
Submit your application
Lottery, 1st Income Qualification, Credit & Background Review
What does the Lottery do?
The lottery sets the processing order. Your lottery number indicates when your application will be reviewed for eligibility. For example, if your lottery number is 1, your application will be reviewed first.
Condition Approval by Habitat Board & Staff
Complete 250 and 500 Hours of Sweat Equity
2nd Income Qualification, Credit & Background Review
Escrow closing process
Move into your new home!
Applicants must meet our income and credit guidelines, in addition to other requirements, such as being willing and able to perform up to 500 hours of sweat equity (volunteer hours) on the construction site, attending workshops, and volunteering in other Habitat programs.
Our selection process includes a review of your finances and credit, employment history, residency, and other qualifications.
Applications are only made available when homes are available. If you have applied in the past, you will need to submit a new application each time we have homes available. All applications that are received on time and filled out completely will be entered into a lottery. The lottery ONLY determines the order in which your application will be reviewed. It does not guarantee you a home.
| Number of persons in household | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| Very low income ($) | 65,250 | 74,600 | 83,900 | 93,200 | 100,700 | 108,150 | 115,600 | 123,050 |
| Low income ($) | 104,400 | 119,300 | 134,200 | 149,100 | 161,050 | 173,000 | 184,900 | 196,850 |
| Median Income ($) | 116,200 | 132,800 | 149,400 | 166,000 | 179,300 | 192,550 | 205,850 | 219,100 |
If you are interested in future homeownership opportunities, please fill out the short inquiry form below. When new homeownership opportunitites become available we’ll get in touch!
The City of Redwood City provides an online resource for those looking for affordable homes in the city. This includes listings as well as information about different housing options, including homeownership.
We are piloting a partnership with My Home Pathway, a mobile app that provides guidance, education and resources to first-time home buyers. Get started on your path to homeownership.
Please contact Habitat for Humanity Greater San Francisco at hddintake@habitatgsf.org