Habitat Home For Sale

Applications closed.

Applications for this home opened on Tuesday, April 8, 2025 and closed on Wednesday, April 30, 2025. The virtual lottery was held on Friday, May 2, 2025. Invitations to fill out a full application will then be sent out in lottery rank order. The lottery results are listed below:

Rank12345678910
Lottery ID23452233852356223554236012335223338234562351823568
Rank11121314151617181920
Lottery ID23588233342348223548235442346023344233422350423464
Rank21222324252627282930
Lottery ID23528234702339723599234092343723564234232352423381
Rank31323334353637383940
Lottery ID23401234982355023542234452344323411236032335923391
Rank41424344454647484950
Lottery ID23530234582345423367235602349623369233992342923450
Rank51525354555657585960
Lottery ID23584234842336323552234782337323590234052359723556
Rank61626364656667686970
Lottery ID23340233502357023324235102357423607234392354623474
Rank71727374757677787980
Lottery ID23403234192337723502235362342723466233832352623488
Rank81828384858687888990
Lottery ID23580235002361123520233262333623431234152360523534
Rank919293949596979899100
Lottery ID23512233872358223441233892336523332234332346223328
Rank101102103104105106107108109110
Lottery ID23328234722342123447233462350823576233612341323538
Rank111112113114115116117118119120
Lottery ID23566234172350623540233712359223490236092348023468
Rank121122123124125126127128
Lottery ID2355823586235322335623514235952343523578
2424 Gloria Way F3-4

2424 Gloria Way, East Palo Alto

  • One single-story ground floor townhome in a multi-unit building. Home is within a gated community.
  • 1,095 square feet  
  • Three Bedrooms, Two Bathrooms
  • One detached parking garage
  • Washer/dryer, stove/oven, refrigerator  
  • Managed by a Homeowners’ Association (HOA)
  • Minimum household size of 3 people
  • 50%-80% Area Median Income (AMI)

Property has several communal areas for homeowners to enjoy:

Applications

Thank you for your interest in this home. Applications are now closed.

 

Requirements to apply

Applicants must meet our income and credit guidelines, in addition to other requirements, such as being willing and able to perform 125 hours of sweat equity (volunteer hours) at a construction site, by attending workshops, as well as volunteering in other Habitat programs.

The selection process includes a review of your finances and credit, employment history, residency, and other qualifications.

If you have applied for a Habitat for Humanity Greater San Francisco home in the past, you will need to submit a new application for this home. All pre-applications that are received on time and filled out completely will be entered into a lottery. Please only submit one pre-application per household; multiple applications are reason for immediate disqualification. The lottery ONLY determines the order in which your application will be reviewed. It does not guarantee you a home.

  • Must have a minimum credit score of 650
  • Must have history of reliable payments on credit report
  • Must be willing to complete 125 hours of sweat equity
  • Applicants must be first time homebuyers and have not owned a residential property in the last 3 years
  • Applicants must have a total debt-to-income ratio below 45%
  • Must be permanent residents or US Citizens
  • Must be a household with a minimum of three members to qualify
  • Gross household income must be within the 50%-80% range of the 2024 San Mateo County Area Median Income (AMI). See table below for details:
Income Limits (by household size)3 person household4 person household5 person household6 person household7 person household8 person household
Minimum Income Limit (50% AMI)$88,150$97,900$105,570$113,600$121,400$129,250
Maximum Income Limit (80% AMI)$141,000$156,650$169,200$181,750$194,250$206,800

Source.

 

If you have any questions, please contact the Homeownership & Community Engagement Department at [email protected] or 415-625-1041.

 

FAQs

What if I don't meet all the eligibility criteria?

We encourage you to apply and let us determine your eligibility.

What is "Sweat Equity"?

Habitat GSF requires all potential buyers to complete sweat equity (up to 500 volunteer hours). The requirement for this previously built home is 125 hours.

You can get help with your sweat equity by having friends and family volunteer with you.

Sweat equity is not designed to be a barrier; we work with each family to ensure they finish their sweat equity in a safe and timely manner.

What is the HOA responsible for?

Maintaining and repairing common areas (homeowners are responsible for repairs in their units).

Will I need to pay my own utilities or will the HOA pay them?

You are responsible for paying for your own utilities.

Are there monthly HOA fees?

Yes, fees are subject to change annually.

Is there parking?

Yes, parking is included.

How does the lottery work?

Pre-applicants will be given a unique ID number via email.

On May 2, 2025, Habitat Greater San Francisco will host a live, virtual lottery. Attendance is optional. You can register here.

Pre-applicants’ IDs will be randomized and given a spot in the lottery.

The lottery results will be posted at the top of this page on Monday, May 5.

We will invite applicants to complete the full application based on lottery number. For example, the applicant who gets lottery #1 will be the first person invited to complete the full application. We will go down the list in lottery order until the unit is filled by a qualified buyer.

What is considered an asset?

Checking and savings accounts

Retirement accounts/401(k)s

Stocks and bonds

Property

Are pets allowed?

Yes, limits may apply.

Do I have to have a co-applicant to apply?

No. Please keep in mind that applicants will become legal title holders and will be responsible for making all monthly payments on time.

Will Habitat Greater San Francisco be my landlord?

No, Habitat GSF is only the lender as this is not a rental unit.

If I applied for a Habitat GSF home in the past and I was not selected, do I need to reapply?

Yes, you will need to reapply. Please note, Habitat GSF does a new, random lottery each time new homes become available.

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