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Loan amounts between $25,000 and $75,000 are available for home improvement and repair needs in San Francisco. We are committed to working with qualified applicants to determine the loan amount that best suits their needs.
Habitat for Humanity Greater San Francisco will periodically hold virtual and in-person information sessions where you can learn more about home repairs in San Francisco. Details of these sessions and how to join will be listed on this page. Please get in touch if you would like to attend a future information session: HomeRepairs@HabitatGSF.org or 415-625-1036.
I worked for the city. I raised my children and volunteered in this very community. There is nowhere else I have called home.”
|Number of Persons in Household
|Maximum Household Income
In addition to the program requirements and income guidelines, applicants must meet the following requirements: be willing and able to perform up to 8 hours of sweat equity (volunteer hours); attend workshops and volunteer in other Habitat programs.
If you have applied for a Habitat for Humanity Greater San Francisco home repair service in the past, you will need to submit a new application for these home repair services.
The selection process includes a review of your finances and credit, homeownership history, and residency. In addition, for Habitat for Humanity Greater San Francisco’s loan program the household must be low income with annual household income that is at or below the maximums listed in the chart above.
If you have any questions, please contact the Home Preservation Department at email@example.com or 415-625-1036.
All long-time homeowners who have lived in their residence for at least 10 years in San Francisco county are eligible to apply:
How do I pay for the repairs I need?
What is the minimum credit score to qualify for this program?
Is this loan a second mortgage or a reverse mortgage?
What’s Habitat for Humanity GSF’s history with lending?
How do I know if this loan and partnering with Habitat for Humanity Greater San Francisco is the right choice for me?
How can I trust Habitat as a lender, I have seen a lot of people lose their home over the years due to subprime lending practices?
How do I know if this is the right program for me? I have deferred maintenance needs, but I am not sure if this program is the right fit.
Will my repairs require a reassessment of my home's value?
Not all repairs or remodels require a reassessment. You can get more information from the San Francisco Office of Assessor-Recorder here.