Jen, Alec and their family make a future in San Francisco

Twenty years ago, Jennifer moved to San Francisco and fell in love with the city. Not long after, she fell in love again and married Alec, a native San Franciscan. Neither could imagine leaving the city with both of their families here: Jennifer’s mother lives in the inner Richmond and Alec’s father is in North Beach.

Jennifer and Alec’s apartment was overcrowded and it was becoming an increasing challenge to raise their family there. When they looked for options to stay in the city, the going rate for market-rate rental was completely unaffordable (and their income did not qualify them for a below market rate home). They were facing the real prospect of having to leave behind the community they loved and moving to the central valley.

Thankfully, they became proud Habitat homeowners in San Francisco. Their home means Jennifer and Alec can stay in their long-term community and raise their children near their parents. Because of their predictable mortgage payments, capped at 30 percent of their annual income, they are able to plan for the future and start saving for their children’s college education. After all these years, Jennifer and Alec can confidently call San Francisco their home.

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