Daly City Homes

The lottery to determine the order in which pre-applications are reviewed took place on January 15th at 3pm. If you would like to view the recording please click here. The results of the lottery are posted below.

Please note: after you pre-apply, all communication from Habitat Greater San Francisco will be done via email. Please be sure to check your email inbox daily!

Daly City Lottery Results

About the Daly City homes

3001 Geneva Avenue – Geneva Village
  • 6 townhomes​ (2 homes in the 40-60% AMI range and 4 homes in the 60-80% AMI range)
  • 1557 – 1568 square feet​
  • 3 bedrooms/1.5 baths ​
  • Homeowner’s Association (HOA)​
  • Parking ​
  • Washer/Dryer ​
  • Households of 3-7 people qualify​
309 Habitat Way
  • 1 previously owned home​ (in the 40-50% AMI range)
  • 3 bedrooms; 1.5 baths​
  • Parking ​
  • Washer/Dryer ​
  • Households of 4-7 people qualify ​
  • Homeowner’s Association (HOA)​

Geneva Village
309 Habitat Way

Requirements to apply

Applicants must meet our income and credit guidelines, in addition to other requirements, such as being willing and able to perform up to 500 hours of sweat equity (volunteer hours) on the construction site, attending workshops, and volunteering in other Habitat programs.

Our selection process includes a review of your finances and credit, employment history, residency, and other qualifications.

If you have applied in the past, you will need to submit a new application for these Daly City homes. All applications that are received on time and filled out completely will be entered into a lottery. The lottery ONLY determines the order in which your application will be reviewed. It does not guarantee you a home.

  • Applicants must have minimum credit score of 650
  • Applicants must be willing to complete up to 500 hours of sweat equity
  • Applicants must have a history of reliable payments on credit report
  • Applicants must have a total debt-to-income ratio below 45%
  • Applicants must be first-time homebuyers
  • Household has lived together consistently for the past 12 months
  • Applicants must be permanent residents or US citizens
  • Households with an annual gross income of up to 80% of the area median income (AMI) may qualify. AMI is calculated and updated each year by the Department of Housing and Urban Development. Please see the 2020 chart below for reference:
Please note: 60% and 40% AMI income limits will be rounded.

For more information about the application process and requirements

Information sessions and presentations are available for download below:

Watch the information session (English)

Download the information session presentation (English)

Watch the information session (Spanish)

Download the information session presentation (Spanish)

Download the information session presentation (Cantonese)

If you have any questions or require information in another language, please contact the Homeowner Development Department at HDDIntake@habitatgsf.org or 415-625-1041

Frequently Asked Questions

What if I don’t meet all the eligibility criteria?   

We encourage everyone to apply. Once you have applied, we will determine eligibility based on the random lottery number you are assigned.  

How much do Habitat homes cost?   

Habitat GSF homes are affordable to low income households in the tri-county area (San Francisco, San Mateo, and Marin counties).  

Buyers pay no more than 30% of their gross household income at time of purchase.  

Our current mortgage is at 0% interest and while this doesn’t change, your property taxes, homeowner’s insurance, and HOA dues will likely increase after the first year. This is all included in a monthly escrow payment.   

What is “Sweat Equity”?    

Habitat GSF requires all potential buyers to complete sweat equity (up to 500 volunteer hours).

You can get help with your sweat equity by having friends, family, etc. volunteer with you.  

Sweat equity is not designed to be a barrier; we work with each family to ensure they finish their sweat equity in a safe and timely manner.  

What is the HOA responsible for? 

Maintaining and repairing common areas (homeowners are responsible for repairs in their units). 

Will I need to pay my own utilities or will the HOA pay them? 

You are responsible for paying for your own utilities.

Are there monthly HOA fees? 

Yes, fees are subject to change annually.

Is there parking for each unit? 

Yes, each unit has parking.

How does the lottery work? 

Pre-applicants will be given a unique ID number via email 

On January 15, 2021 we will host a live, virtual lottery 

Pre-applicants' IDs will be randomized and given a spot in the lottery starting with #1 

We will invite pre-applicants to complete the full application based on the lottery number (i.e the pre-applicant who got lottery #1 will be the first person invited to complete the application, we will go down our list until all 20 units are filled by a qualified buyer) 

Lottery results will be posted on our website and pre-applicants will be notified of their number by email  

There will be 1 lottery for all 7 homes. Please note: the lottery will be for all 7 homes; Habitat Staff will use their best judgement in matching qualifying households into homes that best fit each household's needs.

What is considered an asset?  

Checking and savings accounts 

Retirement accounts/401(k)s  

Stocks and bonds 

Property  

Are pets allowed? 

Yes, limits may apply.

Do I have to have a co-applicant to apply? 

No 

Please keep in mind that applicants will become legal title holders and will be responsible for making all monthly payments on time.  

Can I apply with my sibling, friend, boyfriend, girlfriend, etc.? 

You can apply with anyone you’d like if you have lived with those individuals for the past 12 months and they are at least 18 years old. 

Will Habitat Greater San Francisco be my landlord? 

No Habitat GSF is the lender as this is not a rental unit.  

If I apply for a home in the jefferson development and i was not selected, do I need to reapply for future developments like geneva village and 309 habitat way?  

Yes, however, since we have switched our application to be online, you will only be required to update the information you provided in your previous application. The online application portal will store your information safely and securely so that you don’t have to fill out a new application each time homes become available. Please note, Habitat GSF does a new, random lottery each time new homes become available.