Home Applications Are Now Closed

The application period for the homes on Amber Drive was February 22, 2022 through April 22, 2022 and applications are now closed.

Amber Drive Lottery

Lottery Results

The lottery for Amber Drive was held virtually by MOHCD on Friday May 13th. You can view the results by downloading the PDF below.

Post Lottery Information

Once your lottery position is called, you will be asked to submit a full program application with supporting documents. A copy of that application for your reference and preparedness is available ahead of time here. Please note, do not submit this application to Habitat for Humanity Greater San Francisco staff or San Francisco Mayor’s Office of Housing and Community Development. Applications received prior to being requested will not be opened or reviewed.  

Applications for the 8 affordable homes at Amber Drive are now closed. If you are interested in future homeownership applications please see the information below:

Interested in Homeownership?

Fill out our Homeownership Application form

If you are interested in future homeownership opportunities, please fill out the short inquiry form below. When new homeownership opportunitites become available we’ll get in touch! 

Find partner resources

We are piloting a partnership with My Home Pathway, a mobile app that provides guidance, education and resources to first-time home buyers. Get started on your path to homeownership.

    Calculated as income received from all adults living in the home and children over 18 years of age - Includes regular employment, self-employment, gratuities and commissions BEFORE tax and other deductions, child or spousal support, employment insurance, Pension, Social Security, disability pension, Worker’s Compensation, investment income, etc.

    Note: This information is being used for programmatic purposes only and will not be used as qualification or eligibility for a Habitat homeownership application

    Habitat Render of Amber Drive

    About amber drive, san francisco

    • 36 Amber Drive, San Francisco, CA 94131
    • 8 condominiums
    • 1041-1615 square feet
    • (2) 2 Bedroom 2 Bath
    • (5) 3 Bedroom 2 Bath
    • (1) 4 Bedroom 2 Bath
    • Homeowners Association (HOA) fees
    • Parking (1 space per unit)
    • Dishwasher, washer, dryer, stove/oven, refrigerator

    Application requirements

    Applicants must meet the income and credit guidelines, in addition to the following requirements: being willing and able to perform up to 500 hours of sweat equity (volunteer hours) on the construction site; attending workshops and volunteering in other Habitat programs. As well as MOHCD program requirements, see full program requirements here.

    If you have applied for a Habitat for Humanity Greater San Francisco home in the past, you will need to submit a new application for these San Francisco homes. All applications that are received on time and filled out completely will be entered into a lottery. The lottery ONLY determines the order in which your application will be reviewed. It does not guarantee you a home.

    The selection process includes a review of your finances and credit, employment history, residency, and the following qualifications:

    • Must have a minimum credit score of 650
    • Must have history of reliable payments on credit report
    • Must be willing to complete up to 500 hours of sweat equity
    • Have not owned a residential property in the last 3 years
    • Applicants must have a total debt-to-income ratio below 45%
    • Applicants must be first time homebuyers
    • Must be permanent residents or US Citizens
    • Minimum 1 person per bedroom. No maximum household size. Unborn children are not counted into household size.
    • Household gross income must be within the ranges listed below:

    San Francisco County Area Median Income 2021

    Household size 2345678910
    Minimum Income ($) 87,350  98,300 109,200 117,950  126,700  135,400  144,150  152,950  161,650 
    Maximum Income ($) 117,000  131,650 146,250 157,950  169,650  181,350  193,050  204,800 216,450
    https://www.hcd.ca.gov/grants-funding/income-limits/state-and-federal-income-limits/docs/income-limits-2021.pdf 
    https://sfmohcd.org/sites/default/files/Documents/MOH/Asset%20Management/2021%20AMI-IncomeLimits-HMFA.pdf

    If you have any questions, please contact the Homeowner Development Department at HDDIntake@HabitatGSF.org or 415-625-1041.

    Frequently Asked Questions

    WHAT IF I DON’T MEET ALL THE ELIGIBILITY CRITERIA?

    We encourage you to apply regardless. Once you’ve applied, we will determine eligibility.

    WHAT IS “SWEAT EQUITY”?

    Habitat GSF requires all potential buyers to complete sweat equity (up to 500 volunteer hours).
    You can get help with your sweat equity by having friends, family, etc. volunteer with you.
    Sweat equity is not designed to be a barrier; we work with each family to ensure they finish their sweat equity in a safe and timely manner.

    WHAT IS THE HOA RESPONSIBLE FOR?

    Maintaining and repairing common areas (homeowners are responsible for repairs in their units).

    ARE THERE MONTHLY HOA FEES?

    Yes, fees are subject to change annually.

    WILL I NEED TO PAY MY OWN UTILITIES OR WILL THE HOA PAY THEM?

    You are responsible for paying for your own utilities.

    IS THERE PARKING FOR EACH UNIT?

    Yes, each unit has parking. 

    HOW DOES THE LOTTERY WORK?

    Pre-applicants will be given a unique ID number via email. 

    On May 13, 2022, San Francisco’s Mayor’s Office of Housing (MOHCD) will hosted live, virtual lottery. Attendance is optional.

    Pre-applicants’ IDs were randomized and given a spot in the lottery. 

    You can check your lottery rank at https://housing.sfgov.org. A PDF version of the lottery results is posted at the tope of this page.

    MOHCD will invite lottery winners to complete the full application in lottery rank order (i.e., the lottery winner who got ranked #1 will be the first person invited to complete the application, we will go down our list until all 8 units are filled by a qualified buyer.)

    There will be 1 lottery for all 8 homes. MOHCD Staff will use their best judgement in matching qualifying households into homes that best fit each household’s needs in lottery rank order.

    IF I APPLIED FOR A HABITAT GSF HOME IN THE PAST AND I WAS NOT SELECTED, DO I NEED TO REAPPLY FOR THESE AMBER HOMES?

    Yes. For these homes in San Francisco, applications will be made through the Mayor’s Office of Housing and Community Development (MOHCD) DAHLIA Portal. MOHCD will administer the lottery.

    ARE PETS ALLOWED?

    Yes, limits may apply.

    DO I HAVE TO HAVE A CO-APPLICANT TO APPLY?

    No. Please keep in mind that applicants will become legal title holders and will be responsible for making all monthly payments on time.

    WILL HABITAT GREATER SAN FRANCISCO BE MY LANDLORD?

    No, Habitat GSF is the lender as this is not a rental unit.

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